Crunch Your Credit Useful Links
Further UK debt information that
you may find useful. Click logo image to view site.
Debt Advice Foundation. At the heart of this charity’s philosophy is the
prevention and cure of consumer debt problems in the UK. Includes access
to some great debt tools, including
Debt Analyser,
Budget Planner, Benefit Entitlement, Credit Rating Checker etc.
Citizens
Advice service helps people resolve their legal, money and other
problems by providing free, independent and confidential advice, and
by influencing policymakers.
Consumer Direct is the government-funded consumer advice service. It offers free information
and advice on problems with goods and services, energy and post.
National Debtline offer debt advice for people living in different parts of the
country. This is because the law concerning debt varies depending on whether you
live in England and Wales or Scotland. You can be confident that the advice they
offer is targeted to you.
Consumer
Credit Counselling Service is a registered charity that help over
500,000 people each year to understand money and take control of
their own finances. More than 250,000 people use their debt
counselling service.
Trading
Standards have regionally based advisors who are specially trained to give
practical advice on all kinds of consumer issues - from problems with cars to
faulty household appliances.
Office of Fair Trading is a
Government Agency
set up to
enforce both consumer protection and
competition law by acting as the
UK's
economic regulator. The OFT's goal is to make markets work well for consumers,
ensuring vigorous competition between fair-dealing businesses and prohibiting
unfair practices such as rogue trading, scams and cartels.
Financial
Services Authority have been given a wide range of rule-making, investigatory
and enforcement powers in order to meet five statutory objectives. In
meeting these, they are also obliged to have regard to the Principles of Good
Regulation.
Financial
Ombudsman's job to settle individual complaints that
consumers and financial businesses haven't
been able to resolve themselves. Set up by
parliament to do this, as independent experts, their service
is free to consumers.
Additional Resources
There are many organisations including commercial firms that
offer advise and management of debts.
However,
why not see if you can clear some of your debt yourself totally. Further information is available here.
Click
here
to
Crunch Your Credit